OK I am upgrading from an 06 ninja 250 and I want a great bike and these are the ones I'm thinking and I can't decide, CBR 650, the Ninja ZX-6R, an R6 or the Daytona 675 and if you could post what and the order you would say is best

I assume that you mean the cbr600 based on the other options?

Before you jump to a super sport have you considered an inbetweener like a F4i? I'm assuming that you want fairings and clip ons.

No I did mean the CBR 650 lol

And no I just was like OK I got this and now I was wanting to move up to the 600 class and the 650 is just more up right sitting position and and my location dealership has a demo days coming up for Triumph and BMW so in gonna ride the Daytona 675 then to see is I like the supersport riding position.

id vote CBR 650, or other bikes in its class (sv650, FZ-09 FZ-08 etc).... IMO the 600cc super sport bikes like the R6 / daytona 675 etc have SHITTY small seated positions and just are not good street bikes as they dont have shit for power down where you need it.

Cbr650 looks like a good bike but is not supposed to be very comfortable. I would look hard at a fz-07, but I'm not sure what you are looking for.

1 used 599 or sv650
2 fz07
3 cbr650

If you considered the CBR650 (new bike), have you thought about the Ninja650?
My girlfriend was able to buy a new 2014 Ninja 650 for 2500 less than the Honda. The Honda is just overpriced compared to the Kawasaki.

FZ08's are on sale, heavily discounted.

Could not go wrong with the FZ07 either, as others mentioned.

CBR650, I'd avoid it, just because it seems so boring and the depreciation hit will be horrendous.

In the last round of moto mags there were comparisons between the cbr650, ninja650, sfv650, and fz-07. fz-07 won each handily and it's the cheapest (and lightest). However you really need to decide what you want - it may be the best all arounder but if you don't want an upright naked bike then you should look elsewhere.

I started on the 06 Ninja 250 as well. I had it for a month and then went to the CBR 600 F4i. I think your decision to go with a 600 is smart. I would vote for the CBR 650 or F4i. If you want brand new, might think about the FZ09s, pretty neat bike.

FZ-07 only $99.00 a month!

DO IT!!!

one can find something a little better for the total of $7827 + dealer fees etc

+1 Making a financial decision based on monthly cash flow of debt is great for banks but not for you.

Buy (lightly) used - CBR F4i or equivalent will keep you entertained for quite a while.

Stand next to each one and look it over well.


Sit on each one and experience the fit.


Then go with your dick on which one gives you the highest quality wood.

Make sure there's enough room for you and your new found wood between the seat and tank too.

This is a must.

I can't speak to the honda 650, but as mentioned above, the Ninja 650 can be had for a great price new or used. That motor is a blast! You can also learn a lot about riding and growing into a bike's potential. You will not get bored of it and it is a great power band to fill in the gap between your 250 experience and your super bike intentions. I imagine the honda 650 is similar.

But, I'm just a dad talking. BTW - that 650 kaw motor really is a ton of fun for the street!

There is always something a little better our there.

Harley-Davidson has plenty of examples as well as extremely attractive financing.

Sometimes you just have to make a decision, if you can get a great motorcycle that you like and can afford, go for it.

$699.00 down, our dealers won't load that cost. Tax here would run $590.66, with plates, you're looking at $1400.00 to get in the saddle.

I remember the Carter years, interest rates were in the teens for homes, twenties for anything else.

Back then, the same exact deal other than the interest, the payment would of been close to $160.00 per month.

If you finance, low payment relative to total loan value means long term debt, in this case 6 years. Within three years or less, one would owe more on the bike than it would be worth. If you can't afford to pay the bike off in the shorter term, you'll just wind up saddled with debt when you want the next bike...

If OP want to keep the bike that long, great, but he then has to consider financing cost in the total cost of the bike. Low monthly costs may seem attractive but they can be a trap towards debt servitude.

Sorry to go on about this but banks are real happy to get people up to the hilt in debt - the OP should think about whether it's really worth it for his second bike!

You're preaching to the choir here, I pay cash, and while I suggest that, sometimes it's not possible.

Been there done that.

And with interest rates this low, there has been no better time to totally screw your life up with debt.



As you mentioned, if you take the loan, you need to be prepared for a couple of things.

One, it's a semi-long term commitment.
Two, you generally have to provide full coverage insurance, which can be extremely high when compared to liability only.
Three, be prepared to bank back money for maintenance, either tools and stuff to do it yourself or for the shop costs.
Four, Depreciation sucks, and the first few years, it hurts the most. But, it's a fact of life. Some motorcycles depreciate more than others - I'd not want to own a Harley right now.
Five, If you want to sell it before the end of the loan, the paperwork can be a nightmare unless you do the deal with the a dealer. Even then, you better be sure they are reputable. Some have been known to not pay the bikes off, or worse.....
Six, don't worry too much about it, just be sure you have enough motorcycle to last you for 5 or 6 years. If not, it's only money.

Oh - and take the shortest loan you can afford.

$185.00 a month and in 3 years, it's paid for.

+1

Great advice.

SV650...........have owned a lot of bikes and it still puts a smile on my face.

If this were about 44 years ago, I'd say the Suzuki 250 x6 Hustler. God I wanted one of these so bad. Hottest thing in 250 street bike class back then.

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Hey, was the magazine around back then? Doubt they would call it that now!

Sorry for the nonsense, back to the thread...

Another vote for a used F4i - I'm biased, but you just cannot go wrong with them and with just bare minimum maintenance they run forever and ever & ever & ever. Pretty much everyone I know that has sold theirs looks back on it as a mistake.

Favorite bike I ever had F4i

It's the only bike I ride on the street. I use it for just commuting to work and occasionally long distance touring. Done many a trackday on it though too...

What's the view on insurance companies - would they rate the F4i higher than the 919 or equivalent?

That would be my only concern. But considering I pay less than $300 for full coverage on the T, I bet it would be pretty good.

Most likely would rate the F4i higher than the 919 simply due to to how many more CBR style bikes have been crashed over the years, but it would still be cheaper than insuring a brand new bike. Plus to purchase a new bike on installments the owner will be forced to have full coverage (or sign a waiver which some states still allow) whereas a used bike paid cash you can get by with liability alone.

Yup, I'm all for the liability only. I'll have to look into it with Progressive, they've been pretty good to me.

are we supposed to read this as "there is f4i fever" in your head?

Wouldn't mind the FI over the carbed 599. But lately that little hornet has been quite a hoot. Starts up very easily.

I really need to install that jet kit!

I loved my F4i. I know that the banana seat was more comfortable, but I never liked it. I have seen mine pop up on craigslist, and I kinda want to buy it back.