There's little doubt who's at fault. There's a commercial that was running about fault and how determining whose at fault changes nothing. If it were a deer that jumps in front of someone vs someone that is over the line on a blind turn, they still obey the same laws of physics.
It's also not the method by which a person acquires the knowledge.
What if the only track school around is teaching what Keith Code teaches... According to some here, they would be taught wrong. If the logic used is such that these things can't be learned on paper, video, or by discussion, then how would anyone ever know that Keith Code is wrong? Fact is that unless someone gains knowledge about that, they would never know.
If someone came here after 20 years of learning at a track school, but was taught by Keith Code or someone that subscribes to the same theories, how would they ever know they were doing it wrong?
Again, it's not about who's at fault. When a deer jump in front of you, which law did you break, who's at fault? When a car goes across the double yellow line, who's at fault? Now what difference does fault make?
I got into a head on collision on my other bike because someone was drunk. The law said I wasn't at fault... that didn't stop the accident from happening.
So, what is the potential path forward for those watching this thread?
Anyone that is serious about wanting to learn about riding, can learn much from readings and viewings, the only assumption being they don't have a limiting learning disability.
Personally, I have read books and periodicals, watched DVDs, viewed various website content, and done a school at a track plus a race school.
I wish what is available today was in place when I started out.
But it wasn't, and lucky for me I had some friends who were skilled and passed on some tips my way.
I had three street get-offs between '73 & 76' (no injuries beyond bruises), that in hindsight evolved from my not knowing or sensing certain things.
I had two race get-offs because I was clueless.
(I busted myself up in my first race and missed my Grandmother's funeral because of it.)
Some things can only be safely explored at a track or some other kind of highly controlled dedicated learning centre.
A good school will do wonders re situation awareness, strategies and skills. Be that school parking lot and road based, driving centre based, or track based.
Not everyone can go to one, but anyone who does will come out further ahead.
As for fault, there's three kinds.
Good awareness and strategies will radically reduce the "yours" type.
It will also reduce the risk from the other two kinds.
I'm guessing that the total risk from "fault" can be reduced by something in the range 50%.
You are right, it doesn't matter whose fault it is, but what does matter, is one's approach to fault based risk awareness and management.