Time to ditch full coverage? - Wrist Twisters
 
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post #1 of 10 Old 11-14-2007, 02:54 PM Thread Starter
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Time to ditch full coverage?

Let's see...

A paid off 03 919.... that someone tried to steal this year.

A paid off 06 Suk Quad chained in my back yard....

Damn progressive went up anothe 100 this year for full coverage....

Any better deals out there....?

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post #2 of 10 Old 11-14-2007, 03:31 PM
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If you are still a non-smoker you can afford low deductible high coverage.

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post #3 of 10 Old 11-14-2007, 03:47 PM
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Do you want to ditch full coverage or are you looking to switch insurance companies? How about increasing the deductible?

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post #4 of 10 Old 11-14-2007, 03:57 PM
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w/ the 919 community...and a 5 yr old 919, i don't bother w/ coverage other than the minimum...pretty sure i can rebuild/replace anything for less than the cost of a couple premium payments

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post #5 of 10 Old 11-14-2007, 04:03 PM
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Don't wait for insurance to disappoint you with a low book settlement.
Double fatchain your bike to a solid anchor in your garage!

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post #6 of 10 Old 11-14-2007, 04:05 PM
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Quote:
Originally Posted by ratdog View Post
w/ the 919 community...and a 5 yr old 919, i don't bother w/ coverage other than the minimum...pretty sure i can rebuild/replace anything for less than the cost of a couple premium payments
You Joisy people are getting hosed on insurance. Full coverage + $250 deductable is still $150/yr.

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post #7 of 10 Old 11-14-2007, 04:07 PM
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Drive Insurance is 300 a year for me with comprehensive coverage (which covers theft and vandalism).

2 > 4
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post #8 of 10 Old 11-14-2007, 04:12 PM Thread Starter
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"My area" 580 for both a year........ 1k de mins

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post #9 of 10 Old 11-14-2007, 05:55 PM
Optio
 
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180.00 a year, full coverage 500.00 deductable

150.00 for six months

and around 60.00 for just liability


Pretty stupid for me not to take option one.

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post #10 of 10 Old 11-14-2007, 06:49 PM
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$74/bike for liability. I'm happy.

"Towards the end of the vid, it looks like she may have had a bafflectomy." - MarylandMike
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