holy shit, 211 for the year is smokin! how old are you? paying $468 a year being 26 with a clean record.
Full coverage or what? I'm using Progressive and have kept them for just over two years.
I'm 26 and with one ticket, liability last year was $480. This year my record is clean. The same liability + comp and $3,000 accessory coverage package is $235 with the full payment discount.
It ticks me off looking at the details of my policy. $20 of it is for some stupid local tax to rebuild downtown. Funny...when they started talking about that tax, they said it would only cost each person $30. They wouldn't let me write them a check for $30 and exempt from the tax. Wonder why. They tax all insurance for that downtown project.
I think details on this are important because one seemingly small difference can mean big $$$. I've pasted my coverage from the Progressive website.
BODILY INJURY & PROPERTY DAMAGE LIABILITY
- BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
- PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT
PEDESTRIAN PERSONAL INJURY PROTECTION
- $10,000 LIMIT - NO DEDUCTIBLE
COMPREHENSIVE $500 DEDUCTIBLE
ACCESSORY COVERAGE $3,000
UNINSURED MOTORIST - REJECTED