Dairyland Cycle Insurance?? - Wrist Twisters
 
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post #1 of 6 Old 05-28-2010, 09:18 AM Thread Starter
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Dairyland Cycle Insurance??

Does anybody have Dairyland Cycle Insurance? If you do, I need a favor to ask. Can you look at your policy paperwork and see if there is anything written that if you cancel your policy they keep a fee of $96.
I can't find my papers, have no clue what happened to them.

The reason I ask, is because I got a year of coverage, and paid in full. I then called back about 2 hours later to cancel (my current ins. gave me an offer I could not refuse), they said I had to cancel in writing, which I did so my actual dates I had insurance with them was 5-7 to 5-17. I got a refund check today minus $96 so naturally I called them because that is too much for a 10 day pro-rate on a year term. The agent informed me that it says on my paperwork that they have a right to charge up to $96 if you cancel before the term is up. So, I just want to double check on it before I take her word.

Thanks in advance!

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post #2 of 6 Old 05-28-2010, 10:32 AM
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I'd like to see them keep $96 with my liability only... I believe I pay $63/y, so they could take it and shove it in that case I have no idea where my policy is...maybe give my agent a call? Insurance Lady Inc. > Home

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post #3 of 6 Old 05-28-2010, 10:53 AM Thread Starter
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I paid $292 for full coverage for the entire year, they cut me a check for $196. Thats 1/3 of my policy they kept for 10 days coverage...it just sounds like BS to me. I have never had any problem with Geico, Progressive or Horace Mann Insurance, they had always refunded me properly without any fees, they just pro-rated the amount.

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post #4 of 6 Old 05-28-2010, 12:28 PM
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Quote:
Originally Posted by myztical View Post
...I have never had any problem with Geico, Progressive or Horace Mann Insurance, they had always refunded me properly without any fees, they just pro-rated the amount.
I just got hit with a $30 fee from Progressive for cancelling within the first year... Not as bad as $96, but still irks me!

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post #5 of 6 Old 05-28-2010, 12:36 PM
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I was discussing how dumb this was with a riding friend and he said that when he had Allstate, they treated his bike like a toy (boat, atv, etc) and their policy was to keep 3 months as a fee if you canceled.

Maybe this is a typical business practice...pretty crappy, but still.

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post #6 of 6 Old 05-28-2010, 01:59 PM
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I had both allstate and progressive. When speaking with each of them I came to the conclusion that is their way of attempting to stop Riders from cancelling coverage during winter months or at least offset the cost for those that do.

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