Do you insure your track bike? - Wrist Twisters
 
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post #1 of 8 Old 01-03-2008, 07:16 PM Thread Starter
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Do you insure your track bike?

Is there insurance just for track riding?
What's the norm?

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post #2 of 8 Old 01-03-2008, 07:21 PM
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you play you pay is the norm.

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post #3 of 8 Old 01-03-2008, 07:27 PM Thread Starter
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I figured as much but did not want to assume the wrong way.

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post #4 of 8 Old 01-03-2008, 08:10 PM
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The only thing I would do is theft and fire coverage. Unless you luck out insurance won't cover damage at the track. You have to prove it was not competition timed event.

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post #5 of 8 Old 01-03-2008, 09:29 PM
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This is the only thing I've seen that relates to Race Bike Insurance. It's for the UK.
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post #6 of 8 Old 01-03-2008, 10:34 PM
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yes people do it
yes people in jersey do it
yes people in my own track/bike clubs do it
i'm morally opposed to it for track only bikes
...besides, good used track bikes for folks like us are under 5G's, disposable bikes w/ goodies pre-installed

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post #7 of 8 Old 01-04-2008, 07:01 AM
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My SV carries full coverage only because it is still financed through my CU. Otherwise, it would have none. I keep the deductible insanely high on it to reduce my premiums.

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post #8 of 8 Old 01-04-2008, 07:36 AM
 
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mine was fully insured like ridge's cuz of my loan, but it was totalled aug. '06 and now only covers theft. i actually need to bump up the $ amount to cover all of my new goodies

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